Wiltshire and Swindon Credit Union was formed in 2016 following the merger of South Wiltshire, North Wiltshire, West Wiltshire and Steam Ahead Credit Unions. We now operate across the whole of Wiltshire and Swindon. Our mission is to help people get on top of their finances by encouraging them to save money when times are good, so we can then make affordable loans available to them when necessary. We are owned and run by our members, which ensures that it is our members’ interests that always come first.
A Credit Union is a local financial cooperative that enables people in a community to work together and help each other get on top of their finances. We operate as a bank, under the same rule and regulations as a high-street bank, which means that your savings are secure and that we follow strict guidelines when offering loans to our members. The interest rate on our loans is regulated by law. We cannot offer loans in excess of 42.6% APR, compared to loan rates in excess of 1000% offered by many high-street lenders and loan sharks.
Although you can always check your savings or loan account balance online through a secure login via this website, you can also go to one of our community points which are located throughout Wiltshire. At a community point you can talk to one of our volunteers, deposit or withdraw savings, apply for a loan or make a loan payment.
Every aspect of Wiltshire and Swindon Credit Union is run by volunteers, and although many of our volunteers are also members of the Credit Union, you don’t have to be a member to volunteer with us.
We are always looking for more people to volunteer in the management of our Credit Union. Whatever time, skills and experience you have to offer, we can find a role for you.
If you would like to donate some of your precious time to help us to grow the organisation to extend our reach across Wiltshire, to enable us to help even more people to get on top of their finances, please get in touch.
We are always looking for volunteers to work in the following areas:
Wiltshire and Swindon Credit Union was formed by bringing together a number of smaller credit unions which operated around the county.Read More
We run a number of community points around the county and in Swindon, where you can save or withdraw money, or make an application for a loan.Find Your Nearest Point Here
Membership is open to anyone who lives or works in Wiltshire or Swindon.Read More