About our Credit Union

Wiltshire & Swindon Credit Union was formed in 2016 be mergering South Wiltshire, North Wiltshire, West Wiltshire and Steam Ahead Credit Unions. We operate across the whole of Wiltshire and Swindon. As a credit union, we are owned by our members, not shareholders. Through our community links and partnerships with employers across all Wiltshire, we are working to build the union. Driven by the needs of our members we work to maintain their financial well-being by providing approachable, easy to access finance. With straight forward finance advice, we help members develop the financial habits for long-term financial security.

What is a credit union?

The first credit union in Britain began trading in 1964, and over the last 50 years, credit unions have grown to provide loans and savings to their members. Credit unions have a proven track record across the world. In fact, 217 million people are credit union members in 105 different countries. Wiltshire and Swindon Credit Union is part of the global credit union movement, which consists of almost 400 credit unions across the UK, serving over 1.8 million members.

Financial well-being organization. Credit unions are focused on the long-term financial well-being of their members and the wider community.

Affordable offers to clients. British credit unions work to make high-quality finance accessible to all, at rates that are realistic and fair for their members.

Democratic approach. Credit unions are owned by their members, with day-to-day-running overseen by annually elected board of volunteers drawn from the membership.

Accountable service. Credit unions serve their members by listening to their needs and developing special products and services built around them.

``We help people across Wiltshire and Swindon to sort out their finances``

Clive Henly, Chairman of Wiltshire and Swindon Credit Union, Volunteer since 2014