Join Us

Wiltshire and Swindon Credit Union is quite different to other banks and lending organisations – in a good way!

We operate as a credit union which is run and owned by our Members – our Members interests always come first. Join the thousands of other people in Wiltshire and Swindon who have already become Members, you can get started on your journey to healthy finances and no more money worries.

Just read our common bond to see if you are eligible.

Start your journey to healthy finances

Wiltshire and Swindon Credit Union is here for one reason only – to help you to get on top of your finances. Our primary purpose is not about making profit, or creating jobs for the organisation – it’s about helping the people who live or work in Wiltshire and Swindon to confidently borrow the money they need at low interest rates, and to help you to begin saving so you can build a nest egg for your family’s future.

Become a member for only £2.00

You can join Wiltshire and Swindon Credit Union, for life, for only £2.00. Then as a member you will become part of a supportive savings and loans cooperative – our membership forms a ‘union’ amongst the people of Wiltshire and Swindon– this is also called a ‘Credit Union’. You may find out more about us here.

Whether you’re saving or borrowing (or both) you will have the satisfaction of knowing that you are helping other people in Wiltshire to get on top of their finances, whilst they support you to do the same. In simple terms, whatever you save can be loaned out to other Members, and if you need to borrow money you’ll be borrowing from the savings of other Members.

As a Member you get a say in how the organisation is run, through being invited to get involved every year at our Annual General Meeting, and you also gain from our success by receiving a share of our profits every year (also called ‘Annual Dividends’).

Employer Scheme

Wiltshire and Swindon Credit Union is proud to be working with some of Wiltshire’s major employers to make it even easier for employees to save and borrow. Employers benefit from the knowledge that their employees have a safe and local financial services partner working for their benefit.

Through a simple payroll deduction programme, the Employer Scheme enables saving and loan payments to be deducted from earnings at source. This means that our members have the security and convenience of knowing that payments will be made on their behalf on a regular basis, and employers can make a positive contribution towards our aim of helping people who live and work in Wiltshire to get on top of their finances.


About Us

Wiltshire and Swindon Credit Union was formed by bringing together a number of smaller credit unions which operated around the county.

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Community Points

We run a number of community points around the county and in Swindon, where you can save or withdraw money, or make an application for a loan.

Find Your Nearest Point Here

Join Us

Membership is open to anyone who lives or works in Wiltshire or Swindon.

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