Borrow from a lender you can trust


Whether it’s to buy a new car, for a project you’ve been hoping to start, dealing with life’s emergencies or getting on top of your other debts, we are here to help our members get fair, affordable credit when they need it.


  • Borrow up to £10,000
  • No hidden costs
  • No early repayment penalties
  • Quick & easy online application

What types of things do people borrow for?

Home improvements

To buy new furniture for a house, decorate a kitchen or  build a conservatory

Paying off debts

To pay off high cost credit cards or an overdraft with our help

Getting married

To organise an unforgettable wedding day with family and friends

New baby support

To buy baby clothes and equipment and repay from child benefit

Buying a car

To compare our rates with car finance and be sure they are better

Christmas gifts

To think about Christmas gifts for your relatives and friends in advance

Going on holiday

To have a beatiful family holiday across the world or nice city break

Short-term expenses

Saving for a rainy day is not always possible. We can help to cope with unexpected

It makes sense borrow from Wiltshire & Swindon Credit Union

Whatever your needs, Wiltshire & Swindon Credit Union should be the first stop when you want a loan. From small to large amounts:  from an unexpected bill, to a home improvement, or the holiday of a lifetime.  One of our loans can provide the extra help you need, with a fair rate of interest, no hidden costs and no nasty surprises in the small print.

  •  Membership account to start your savings
  •  Manage your accounts online
  •  Competitive rates and fixed interest rate
  •  No hidden fees and costs
  •  Affordable repayments
  •  Personal Service

Our products

Our loan products at a glance

Loyalty Loan

Up to 5 times your pot of savings

Secured Loan

A loan secured against your savings

Personal Loan

The loan you want - when you need it

Family Loan

Loan for parents against Child Benefit

Member of ABCUL

Authorised and Regulated by

Your money is protected up to £85,000

Accredited by FairLife