Save on a regular basis, borrow when you need to
Wiltshire and Swindon Credit Union have partnered with Swindon Borough Council to provide a savings and loans scheme for its employees. Staff can save money or make loan repayments directly from their wages – no fuss, no hassle. Everything is very easy!
If you would like to join the scheme, you can either contact your payroll department or apply to the credit union, using the button below. You will need to provide us with your staff number and let us know how much you would like to save each month. Once you are enrolled as a member, you will be entitled to borrow from us at preferential rates.
Join the credit union and start saving
It costs just £2 to join the scheme and become a member of the credit union. You can then start saving with us. Your regular savings will automatically be transferred from your wages each month to your credit union savings account. If you wish to change the amount you are saving, simply contact our office on 01793 522216 or write to firstname.lastname@example.org.
The minimum you can hold in your savings account is £5.00 and the maximum is £10,000. All your savings are protected by the Financial Services Compensation Scheme (FSCS).
You can borrow £250 – £7,500, interest rate 0.5% – 2% per month
Once you have joined the scheme, you will be eligible to apply for a loan. Once the loan is agreed, we will advise your payroll department of the repayment amounts, which will be automatically transferred from your wages each month.
We will always encourage you to continue saving while you are repaying your loan, so your savings account continues to increase.
We foster a responsible attitude to credit and only lend to loan applicants that can afford to meet the repayments.
If you would like to apply for a loan, please press the button below.