If you have borrowed from us before, but have not been able to save regularly
Standard Loans are for Wiltshire and Swindon Credit Union members who have borrowed successfully from us in the past and paid loans off on time.
You have not managed to save enough to qualify for our Loyalty or Secured Loans – but we value your reliability and can offer you a reduced rate of interest compared with our Introductory Loan.
We will always encourage you to save money while you are borrowing from us. This way you can qualify for better interest rates in the future through our Loyalty or Secured Loan products.